:root{
  --negro:#0b0d11;
  --negro2:#11141a;
  --negro3:#171b23;
  --gris1:#252b35;
  --gris2:#3b4352;
  --gris3:#9ca6ba;
  --blanco:#f8fafc;
  --amarillo:#f5e642;
  --verde:#39d98a;
  --rojo:#ff7272;
  --sombra:0 18px 50px rgba(0,0,0,.28);
  --radio:18px;
  --radio-lg:28px;
  --trans:.28s ease;
  --fuente-display:'Syne',sans-serif;
  --fuente-body:'DM Sans',sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--fuente-body);background:var(--negro);color:var(--blanco);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.contenedor{width:min(1160px,calc(100% - 32px));margin:0 auto}
.narrow{max-width:900px}
.highlight{color:var(--amarillo)}
.center{text-align:center}
.seccion{padding:92px 0}
.seccion-dark,.seccion-problema,.seccion-formulario{background:var(--negro2)}
.tag-seccion,.eyebrow,.mini-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:rgba(245,230,66,.08);border:1px solid rgba(245,230,66,.18);color:var(--amarillo);font-size:.79rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.seccion-head{max-width:760px;margin:0 auto 42px}
.seccion-head h2,h1,h2,h3,.footer-logo,.navbar-logo span{font-family:var(--fuente-display)}
.seccion-head h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.06;margin:14px 0}
.seccion-head p,.muted{color:var(--gris3)}

.navbar{position:sticky;top:0;z-index:20;background:rgba(11,13,17,.82);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.06)}
.navbar-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:16px 0}
.navbar-logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.3rem}
.navbar-logo img{width:44px;height:44px;border-radius:12px;object-fit:cover;background:#fff}
.navbar-logo .dot,.footer-logo span{color:var(--amarillo)}
.navbar-nav{display:flex;align-items:center;gap:24px}
.navbar-nav a{color:#d8deea;font-size:.95rem}
.navbar-nav a:hover{color:var(--amarillo)}
.navbar-cta{padding:12px 18px;border-radius:999px;background:var(--amarillo);color:#111 !important;font-weight:700}
.hamburger{display:none;background:none;border:0;padding:0;width:42px;height:42px;position:relative}
.hamburger span{display:block;width:26px;height:2px;background:var(--blanco);margin:5px auto;border-radius:10px;transition:var(--trans)}

.hero{position:relative;overflow:hidden;padding:80px 0 54px}
.hero-bg{position:absolute;inset:0;background:radial-gradient(circle at 20% 15%, rgba(245,230,66,.12), transparent 28%),radial-gradient(circle at 85% 20%, rgba(57,217,138,.10), transparent 24%),linear-gradient(180deg,#0b0d11,#11141a)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}
.hero-copy h1{font-size:clamp(2.7rem,6vw,5rem);line-height:.98;margin:18px 0 18px;max-width:780px}
.hero-copy p{max-width:720px;color:#d8deea;font-size:1.08rem}
.hero-acciones{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}
.hero-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.hero-pills span,.trust-box a{padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);color:#dbe3f1;font-size:.92rem}
.hero-card{background:linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.03));border:1px solid rgba(255,255,255,.08);border-radius:var(--radio-lg);padding:28px;box-shadow:var(--sombra)}
.hero-steps-mini{display:grid;gap:14px;margin:18px 0 22px}
.hero-steps-mini div{padding:14px 16px;border-radius:16px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.06)}
.hero-steps-mini strong{color:var(--amarillo);margin-right:8px}
.trust-box{display:grid;gap:12px}
.trust-label{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gris3)}

.band-strip{padding:18px 0;background:#0f1218;border-top:1px solid rgba(255,255,255,.05);border-bottom:1px solid rgba(255,255,255,.05)}
.strip-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;color:#d9e2ef;font-size:.96rem}

.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 24px;border-radius:999px;font-weight:800;transition:var(--trans);border:1px solid transparent}
.btn-lg{padding:18px 30px}
.btn-primario{background:var(--amarillo);color:#111}
.btn-primario:hover{transform:translateY(-2px);box-shadow:0 12px 35px rgba(245,230,66,.28)}
.btn-secundario{border-color:rgba(255,255,255,.14);color:var(--blanco);background:transparent}
.btn-secundario:hover{border-color:var(--amarillo);color:var(--amarillo)}
.btn-wapp{background:#25d366;color:#fff}
.btn-wapp:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(37,211,102,.22)}

.pasos-grid,.categorias-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.paso-card,.categoria-card,.compare-card,.calc-box,.result-card,.form-card,.feature-item{background:var(--negro3);border:1px solid rgba(255,255,255,.06);border-radius:22px}
.paso-card,.categoria-card{padding:24px}
.paso-num{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:16px;background:rgba(245,230,66,.12);color:var(--amarillo);font-family:var(--fuente-display);font-size:1.05rem;font-weight:800;margin-bottom:16px}
.paso-card h3,.categoria-card h3,.compare-card h3{font-size:1.2rem;margin:0 0 10px}
.paso-card p,.categoria-card p,.feature-item span,.check-list li{color:var(--gris3)}
.pasos-grid .paso-card:last-child{grid-column:2/span 1}
.categoria-icono{font-size:2rem;margin-bottom:12px}

.ventajas-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:start}
.feature-list{display:grid;gap:14px;margin-top:28px}
.feature-item{padding:18px 20px;display:grid;gap:6px}
.feature-item strong{font-size:1rem}
.compare-card{padding:26px;box-shadow:var(--sombra)}
.check-list{padding-left:18px;margin:18px 0 0}
.check-list li{margin-bottom:11px}

.calc-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:start}
.calc-box,.form-card{padding:26px}
.selector-wrap{margin-top:24px}
.selector-title{font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gris3);margin-bottom:10px}
.selector-row,.bancos-grid{display:flex;flex-wrap:wrap;gap:10px}
.cuota-btn,.banco-sel{padding:11px 16px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:#0f1318;color:#eef4ff;cursor:pointer;transition:var(--trans)}
.cuota-btn.activo,.banco-sel.activo{background:rgba(245,230,66,.12);border-color:rgba(245,230,66,.35);color:var(--amarillo)}
.resultados-box{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.result-card{padding:22px}
.result-card span{display:block;color:var(--gris3);font-size:.9rem;margin-bottom:10px}
.result-card strong{font-size:1.65rem;font-family:var(--fuente-display)}
.result-card.ok strong{color:var(--verde)}
.result-card.save strong{color:var(--amarillo)}

.faq-lista{display:grid;gap:14px}
.faq-item{border:1px solid rgba(255,255,255,.07);border-radius:20px;background:var(--negro3);overflow:hidden}
.faq-pregunta{width:100%;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:22px 24px;background:none;border:0;color:var(--blanco);text-align:left;cursor:pointer}
.faq-pregunta h4{margin:0;font-size:1rem}
.faq-icono{font-size:1.4rem;color:var(--amarillo);transition:var(--trans)}
.faq-respuesta{max-height:0;overflow:hidden;transition:max-height var(--trans),padding var(--trans);padding:0 24px}
.faq-respuesta p{color:var(--gris3);margin:0 0 20px}
.faq-item.abierto .faq-respuesta{max-height:220px;padding:0 24px 4px}
.faq-item.abierto .faq-icono{transform:rotate(45deg)}

.form-layout{display:grid;grid-template-columns:.88fr 1.12fr;gap:24px;align-items:start}
.form-copy p{color:var(--gris3)}
.inline-contact{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.inline-contact a{padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08)}
.alerta-form{padding:14px 16px;margin-bottom:18px;background:rgba(255,114,114,.12);border:1px solid rgba(255,114,114,.25);color:#ffdede;border-radius:16px}
.campo-doble{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.campo-grupo{margin-bottom:16px}
.campo-label{display:block;margin-bottom:8px;font-size:.9rem;color:#dbe2ef}
.campo-input,.campo-select{width:100%;padding:14px 16px;border-radius:16px;border:1px solid rgba(255,255,255,.09);background:#0f1318;color:var(--blanco);outline:none}
.campo-input:focus,.campo-select:focus{border-color:rgba(245,230,66,.45);box-shadow:0 0 0 3px rgba(245,230,66,.10)}
.campo-textarea{min-height:120px;resize:vertical}
.form-submit{width:100%;margin-top:10px}
.form-garantia{font-size:.9rem;color:var(--gris3);margin-top:14px}

.footer{padding:46px 0 26px;border-top:1px solid rgba(255,255,255,.06);background:#0a0c10}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}
.footer-logo{font-size:1.8rem;font-weight:800;margin-bottom:12px}
.footer-desc{color:var(--gris3);max-width:380px}
.footer-titulo{font-family:var(--fuente-display);font-size:1rem;margin-bottom:12px}
.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer-links a{color:var(--gris3)}
.footer-links a:hover{color:var(--amarillo)}
.footer-bottom{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.05);color:var(--gris3);font-size:.9rem}

.wapp-float{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#25d366;color:#fff;font-size:1.4rem;font-weight:800;box-shadow:0 16px 36px rgba(37,211,102,.28);z-index:30}
.reveal{opacity:1;transform:none}

@media (max-width: 980px){
  .hero-grid,.ventajas-layout,.calc-grid,.form-layout,.footer-grid,.strip-grid{grid-template-columns:1fr}
  .pasos-grid,.categorias-grid,.resultados-box{grid-template-columns:repeat(2,1fr)}
  .pasos-grid .paso-card:last-child{grid-column:auto}
  .navbar-nav{position:absolute;top:74px;left:16px;right:16px;display:none;flex-direction:column;align-items:stretch;background:rgba(10,12,16,.98);border:1px solid rgba(255,255,255,.08);border-radius:22px;padding:16px}
  .navbar-nav.abierto{display:flex}
  .hamburger{display:block}
}
@media (max-width: 640px){
  .hero{padding-top:56px}
  .hero-copy h1{font-size:2.3rem}
  .pasos-grid,.categorias-grid,.resultados-box,.campo-doble{grid-template-columns:1fr}
  .hero-acciones,.inline-contact{flex-direction:column}
  .seccion{padding:72px 0}
}